MRV 899R Word to the Wise

Discuss and exchange views and technical information about our cars.

Moderators: scimjim, Roger Pennington, philhoward, Lukeyboy46, erikscimitardemon

Post Reply
henspeed
Posts: 63
Joined: Tue Sep 13, 2016 11:30 am
Location: Caithness (Highlands)

MRV 899R Word to the Wise

Post by henspeed » Sun Dec 08, 2019 1:25 am

Hi All

Just a word of warning a light green Se6 VRM MRV 899R keeps popping up for sale, in the South of England area.
The car is decent but it was a Cat C at some point in its life.
The seller is less than forthcoming with the info on it being Cat 6.
Caveat Emptor



ScimmyMike
RSSOC Member
Posts: 5097
Joined: Sun Mar 15, 2009 5:12 pm
Location: NW England

MRV 899R Word to the Wise

Post by ScimmyMike » Mon Dec 09, 2019 2:04 pm

So was my 6b for pretty minor damage to bumper and nosecone, repair cost at Walkers far exceeded the cars value at the time, PO repaired and sold to me, I sold on again with cat c made clear so no real issues to make purchaser know, knocks about 5% off value I believe


SE4c rebuilding. SE5a similar it seems!
SAAB C900 2 door, Alfa Romeo GTV twinny
Scimitar SE4 SE4c SE5 SE6b Austin A35

High Peak Noggin Secretary & general dogsbody

www.high peak noggin

If things are going well with the rebuild you've missed a part out

User avatar
Geraint SabreGTCse5
RSSOC Member
Posts: 1229
Joined: Wed Dec 20, 2006 7:27 pm
Location: North Wales

MRV 899R Word to the Wise

Post by Geraint SabreGTCse5 » Mon Dec 09, 2019 2:27 pm

ScimmyMike wrote:
Mon Dec 09, 2019 2:04 pm
So was my 6b for pretty minor damage to bumper and nosecone, repair cost at Walkers far exceeded the cars value at the time, PO repaired and sold to me, I sold on again with cat c made clear so no real issues to make purchaser know, knocks about 5% off value I believe
Mike you may have been fortunate with your sale it was a nice car though, as a guide the trade value cat c's as 60% the market value pre collision as the norm. One of the reasons is there are stringent stipulations with regards to what an insurance company will pay out for future losses on insurance write offs some have a max pay out of £1000.

Any vehicle purchase needs a thorough inspection and check, there are scimitars out there with far more issues than being an insurance write off! :w


Geraint

Sabre ti ti, SST,se5, GTC, 6b.......

Better to be late in this life than early in the next!

King Herald
Posts: 36
Joined: Sat Oct 19, 2019 11:24 am
Location: West Midlands.

MRV 899R Word to the Wise

Post by King Herald » Mon Dec 09, 2019 3:58 pm

My motorcycle is a Cat C, but never has anything been mentioned while insuring it. The guy I got it off told me the score before I bought it, but there is nothing on the V5 to say it.



User avatar
Geraint SabreGTCse5
RSSOC Member
Posts: 1229
Joined: Wed Dec 20, 2006 7:27 pm
Location: North Wales

MRV 899R Word to the Wise

Post by Geraint SabreGTCse5 » Mon Dec 09, 2019 4:33 pm

King Herald wrote:
Mon Dec 09, 2019 3:58 pm
My motorcycle is a Cat C, but never has anything been mentioned while insuring it. The guy I got it off told me the score before I bought it, but there is nothing on the V5 to say it.
mentioned by who? was it disclosed on the policies inception? a hpi check will show it as a insurance cat c as long as the vehicle exists, nothing is ever put on the V5c(w). Insurance companies all deal with claims against previously repaired insurance losses differently, none will pay the market value of an undamaged vehicle on a second loss claim, as I have said some have a maximum payout on a 2nd total loss... caught a few of my work mates out over the years.


Geraint

Sabre ti ti, SST,se5, GTC, 6b.......

Better to be late in this life than early in the next!

drcdb15
Posts: 819
Joined: Tue Jun 29, 2010 10:28 am
Location: Sussex & Worcestershire

MRV 899R Word to the Wise

Post by drcdb15 » Mon Dec 09, 2019 5:52 pm

Geraint SabreGTCse5 wrote:
Mon Dec 09, 2019 4:33 pm
Insurance companies all deal with claims against previously repaired insurance losses differently, none will pay the market value of an undamaged vehicle on a second loss claim,
Are you saying, if I have an agreed value on my car of £10,000 and - unknown to me because the PO never told me - it has previously been a Cat C, the insurer will only pay me (say) £6,000 ? :shock:

[Note to self: did I get an HPI report when I bought it ??? :W ]


Chris
MB61; formerly 1978 SE6A 3.5 V8; 1986 SE6B 2.9 EFi.

User avatar
Geraint SabreGTCse5
RSSOC Member
Posts: 1229
Joined: Wed Dec 20, 2006 7:27 pm
Location: North Wales

MRV 899R Word to the Wise

Post by Geraint SabreGTCse5 » Mon Dec 09, 2019 6:08 pm

drcdb15 wrote:
Mon Dec 09, 2019 5:52 pm
Geraint SabreGTCse5 wrote:
Mon Dec 09, 2019 4:33 pm
Insurance companies all deal with claims against previously repaired insurance losses differently, none will pay the market value of an undamaged vehicle on a second loss claim,
Are you saying, if I have an agreed value on my car of £10,000 and - unknown to me because the PO never told me - it has previously been a Cat C, the insurer will only pay me (say) £6,000 ? :shock:

[Note to self: did I get an HPI report when I bought it ??? :W ]
Caveat Emptor........ I am saying all insurance companies deal with vehicles that have been previously subject of a total loss claim differently and if you insure one read the small print of the policy carefully... not all policy payouts are the same .


Geraint

Sabre ti ti, SST,se5, GTC, 6b.......

Better to be late in this life than early in the next!

King Herald
Posts: 36
Joined: Sat Oct 19, 2019 11:24 am
Location: West Midlands.

MRV 899R Word to the Wise

Post by King Herald » Mon Dec 09, 2019 7:16 pm

Geraint SabreGTCse5 wrote:
Mon Dec 09, 2019 4:33 pm
King Herald wrote:
Mon Dec 09, 2019 3:58 pm
My motorcycle is a Cat C, but never has anything been mentioned while insuring it. The guy I got it off told me the score before I bought it, but there is nothing on the V5 to say it.
mentioned by who? was it disclosed on the policies inception? a hpi check will show it as a insurance cat c as long as the vehicle exists, nothing is ever put on the V5c(w). Insurance companies all deal with claims against previously repaired insurance losses differently, none will pay the market value of an undamaged vehicle on a second loss claim, as I have said some have a maximum payout on a 2nd total loss... caught a few of my work mates out over the years.
I would have thought the insurance company would have some way of knowing, not sure if they do really. If I did claim then maybe they would make the effort to find out, but probably only if they thought it would save them a few quid.



Laters
RSSOC Member
Posts: 154
Joined: Mon Aug 28, 2017 2:03 pm
Location: Currently moving abode

MRV 899R Word to the Wise

Post by Laters » Mon Dec 09, 2019 8:23 pm

Cat C status can sometimes be listed on the V5c in the special notes section. The ones I have seen have had the note "accident damage/ repaired" in the special notes section.
Not always though.
I've only come across a couple over the years. Last one was a merc estate that was for sale at a back street car sales place. He wanted good money for it too.
He wasn't happy I had already done a HPI on the car & pulled the V5 out to prove nothing was there for it to be in black and white as accident damage/ repaired.


Currently Scimless for the forseeable due to housemove +

User avatar
scimjim
RSSOC Member
Posts: 40562
Joined: Sun Oct 01, 2006 10:08 pm
Location: Gloucester

MRV 899R Word to the Wise

Post by scimjim » Mon Dec 09, 2019 8:56 pm

Here’s an example of a V5C with damage recorded
039BA7E6-7D7E-446D-82AC-37D955901E48.jpeg
039BA7E6-7D7E-446D-82AC-37D955901E48.jpeg (67.22 KiB) Viewed 1711 times


Jim King

SECURE DRY STORAGE FOR YOUR SCIMITAR

Current: SE5 (8Ball), 1400 1600 1800 Zetec ST170 powered SS1 (G97), 2.5TD SE5a (diesel 5a), 6 x random other SS1s.
Previous: SE5, 3 x SE5a, 2 x SE6a, 3 x SE6b, GTC, 2.9i GTC, 3 x 1600 SS1, 1300 SS1, Mk1 Ti Sabre, Mk1.5 CVH Sabre, TI SS1 (snotty), 1600 SS1 (C686CCR).
Chief mechanic for: 1400 K series SS1 (Megan3), 1400 CVH EFi SS1 (Grawpy), 1300 SS1 (Number One) & Sarah's coupe.
CURE THE FAULT - NOT THE SYMPTOMS

User avatar
Geraint SabreGTCse5
RSSOC Member
Posts: 1229
Joined: Wed Dec 20, 2006 7:27 pm
Location: North Wales

MRV 899R Word to the Wise

Post by Geraint SabreGTCse5 » Mon Dec 09, 2019 9:43 pm

scimjim wrote:
Mon Dec 09, 2019 8:56 pm
Here’s an example of a V5C with damage recorded

039BA7E6-7D7E-446D-82AC-37D955901E48.jpeg
they stopped doing VIC examinations and adding that marker around 2015...


Geraint

Sabre ti ti, SST,se5, GTC, 6b.......

Better to be late in this life than early in the next!

User avatar
scimjim
RSSOC Member
Posts: 40562
Joined: Sun Oct 01, 2006 10:08 pm
Location: Gloucester

MRV 899R Word to the Wise

Post by scimjim » Mon Dec 09, 2019 11:00 pm

Yep, total waste of money and manpower they eventually killed it off in October 15.


Jim King

SECURE DRY STORAGE FOR YOUR SCIMITAR

Current: SE5 (8Ball), 1400 1600 1800 Zetec ST170 powered SS1 (G97), 2.5TD SE5a (diesel 5a), 6 x random other SS1s.
Previous: SE5, 3 x SE5a, 2 x SE6a, 3 x SE6b, GTC, 2.9i GTC, 3 x 1600 SS1, 1300 SS1, Mk1 Ti Sabre, Mk1.5 CVH Sabre, TI SS1 (snotty), 1600 SS1 (C686CCR).
Chief mechanic for: 1400 K series SS1 (Megan3), 1400 CVH EFi SS1 (Grawpy), 1300 SS1 (Number One) & Sarah's coupe.
CURE THE FAULT - NOT THE SYMPTOMS

henspeed
Posts: 63
Joined: Tue Sep 13, 2016 11:30 am
Location: Caithness (Highlands)

MRV 899R Word to the Wise

Post by henspeed » Tue Dec 10, 2019 4:57 am

MRV899R was a decent SE6 but I’m not sure what the issue was that made it Cat C. I bought it without seeing the V5 and when I realised it have been a total loss, decided I would move it on as I really wanted a SE5 anyway.
I was pretty disappointed in the seller for not being clear on that but should’ve done my homework.
When I sold it I made the guy absolutely clear on its history which he accepted.
I have seen it advertised at least 3 times since and not once has it mentioned the cat C part which was on the V5c when I had it, can’t say for now.
They have been asking strong money for it too.
It’s a bit naughty IMO.



User avatar
Dennis Nicholas
RSSOC Member
Posts: 777
Joined: Wed Jun 20, 2007 1:22 pm
Location: Devon

MRV 899R Word to the Wise

Post by Dennis Nicholas » Sun Dec 15, 2019 6:09 pm

It could have been written off as uneconomical insurance repair, been bought by someone who is a good engineer and repaired it properly and with new parts so now being better than it was before write off!! (Oh I've got one like that......not a Scim or a modern)


Dennis Nicholas(RSSOC)
1980 GTC Trafalgar Blue, 2010 basic Skoda Yeti (petrol), Austin 7s, Rileys.

henspeed
Posts: 63
Joined: Tue Sep 13, 2016 11:30 am
Location: Caithness (Highlands)

MRV 899R Word to the Wise

Post by henspeed » Mon Dec 23, 2019 9:23 pm

Could well be the case but the seller should still be up front about the history of the car



Post Reply

Return to “General Technical Discussion”