Anyone have UK (Sterling) and French (Euro) bank accounts?

Need help far away? Someone local might be able to help..

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Anyone have UK (Sterling) and French (Euro) bank accounts?

Post by scimmy ben » Mon Nov 23, 2009 5:24 pm

A bit of an odd request for a car club but here goes...

Winding back the clock to July, I ventured on hols with the family (my wife and 14 month old twins) using the Portsmouth to St Malo ferry. On arrival in France, I was dressing my Daughter and I found a rash on her legs and and arms. I called the nurse/ first aider from the Ferry crew and he couldn't diagnose the cause.

He advised we go to hospital with her so did producing E111 (or equivalent) and private health insurance docs on arrival. The service was exemplary being swift and thorough (and to my embarrassment mostly English speaking). Luckily Romilly had an allergic reaction so some Piriton type liquid, at less than 2 Euro, soon had the rash subsiding (it was around this point I managed to run over my mobile phone as well)

Recently, we received a bill from the hospital which at only 13.5 Euro I am not going to contest or speak to my insurance company about but the conversion of Sterling to Euro and International payments has slowed my paying of the debt.

Is there anyone who, on receipt of the cost of the bill plus a drink into a UK account will deposit the correct amount of Euros into the account that is on the (now red) invoice I have here without me incurring silly bank charges?

Ben



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Post by Coupe Racing » Mon Nov 23, 2009 5:30 pm

Am I missing something ?

Why not instruct you bank to make a money transfer ?

Who do you bank with ?

Steve


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Post by neil stevenson » Mon Nov 23, 2009 5:32 pm

Hi,
Your bank should be able to credit transfer the money from your account to the French account for a small charge.

We do it here regularly from Northern Ireland to the Republic of Ireland and it can cost from as littls as £2 to do.


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Post by scimmy ben » Mon Nov 23, 2009 5:33 pm

thanks Neil, I was under the impression that there was still a £20 odd charge for these things.

Will dig deeper



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Post by neil stevenson » Mon Nov 23, 2009 5:38 pm

It may depend on what sort of account you have with the bank but you should ask around.


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Post by scimmy ben » Mon Nov 23, 2009 6:08 pm

First Direct want £9.00 for it. Apparently a couple of months back it was £25 :roll:



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Post by Coupe Racing » Mon Nov 23, 2009 6:11 pm

Im with first direct -

just ask to set up a one off bill payment and give them the account number and sort code.


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Post by scimjim » Mon Nov 23, 2009 6:14 pm

The bank will charge for currency conversion - some don't, some charge a fortune :evil:


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Post by scimmy ben » Mon Nov 23, 2009 6:26 pm

Coupe' Racing wrote:Im with first direct -

just ask to set up a one off bill payment and give them the account number and sort code.
Its the percentage charge (100%) that hurts.

My wife is worried that we won't be allowed back in next year, I pointed out that its Romilly they won't allow back into the country - I can see them refusing a 2 Year old entry :D



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Post by Coupe Racing » Mon Nov 23, 2009 6:36 pm

I recon for £9 - you will have to just pay it

OR

how about paying by credit card - you will only be charged at the prevailing exchange rate .


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Post by erikscimitardemon » Mon Nov 23, 2009 8:19 pm

EU rules on payment fees are very clear:

- If you pay inside the EU (or affiliated, like Norway and Switzerland)
- You use full IBAN and BIC (swift) number codings
- Pay in Euros for maximium of 50,000.-
- Use payment costs option SHR ('shared')

The transfer should be free of charge!
This how I payed to gentlemen from this forum recently.

As usual, banks 'forget' to mention this f.o.c. payment option. Because they are still allowed to charge when you choose to pay otherwise.


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Post by scimjim » Mon Nov 23, 2009 8:26 pm

PM sent - I didn't know IBAN was free but I did mention that several European customers have paid for merchandise using IBAN/Swift.


Jim King

Current: SE5 (8Ball), TI SS1 (snotty), 1600 SS1 (G97), 1600 SS1 (C686CCR), 2.5TD SE5a (diesel 5a), 6 x random other SS1s.
Previous: SE5, 3 x SE5a, 2 x SE6a, 3 x SE6b, GTC, 2.9i GTC, 3 x 1600 SS1, 1300 SS1, Mk1 Ti Sabre, Mk1.5 CVH Sabre
Chief mechanic for: 1400 K series SS1 (Megan3), 1400 CVH EFi SS1 (Grawpy), Sabre/MX5 auto (The Flying Broomstick),
1300 SS1 (Number One) & Sarah's coupe.
CURE THE FAULT - NOT THE SYMPTOMS

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Post by scimmy ben » Mon Nov 23, 2009 9:01 pm

Thanks all, the foreign payment department waiting time is meant to be 3 mins but I have been on hold for the last 15 minutes.

I have found this on the charges pages...

Inward payments received from banks abroad in currency above £100 equivalent
(payments up to 50,000 euros or 500,000 Swedish Krona from a country in the EU will be received free of charge provided the BIC and IBAN numbers are provided with the payment).

no mention of outward payments and no way of entering the IBAN/ BIC details online



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Post by penfold » Mon Nov 23, 2009 10:47 pm

Typical banks; these licenced bandits give honest criminals a bad name.


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