Public Liability (split from vented discs discussions)

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Re: Public Liability (split from vented discs discussions)

Post by CNHSS1 » Thu Jan 28, 2010 12:54 pm

debatings fine by me, lets just keep it friendly or everyone that gets shirty will have to buy me apint at Curboro :lol:


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Re: Public Liability (split from vented discs discussions)

Post by erikscimitardemon » Thu Jan 28, 2010 1:17 pm

CNHSS1 wrote:debatings fine by me, lets just keep it friendly or everyone that gets shirty will have to buy me apint at Curboro :lol:
Totally agree :D :D
(except for the pint part, as I do not like alcohol)


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Re: Public Liability (split from vented discs discussions)

Post by Roger Pennington » Thu Jan 28, 2010 1:18 pm

scimjim wrote:Our current public liability insurance wouldn't cover us to market a vehicle modification kit.
No further questions, M'lud.... :wink:

cheers,

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Re: Public Liability (split from vented discs discussions)

Post by CNHSS1 » Thu Jan 28, 2010 1:21 pm

erikscimitardemon wrote:
CNHSS1 wrote:debatings fine by me, lets just keep it friendly or everyone that gets shirty will have to buy me apint at Curboro :lol:
Totally agree :D :D
(except for the pint part, as I do not like alcohol)
Cheers Erik, more for me then!! :lol:


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Re: Public Liability (split from vented discs discussions)

Post by scimjim » Thu Jan 28, 2010 1:24 pm

TaggersSE6A wrote:I have to be perfectly clear though, if you were retailing safety critical equipment, uninsured on the basis that you have "no liability", you'd be a lot braver than me.
absolutely - it's the use of the word "retailing" that you need to consider. As I originally pointed out, an individual selling OEM equipment for use in the manner in which it was designed and approved for - "has no legal requirement as a private seller or someone not "acting in the course of a business"" you don't become a "retailer" because you sell on a component.

back to an example - if I (as an individual) sell you a brand new SS1 brake disc that I had surplus in my garage that's still in the box and listed as for an SS1 - I have no liability for that part - the manufacturer does. If I were "acting in the course of a business", I take on that liability and insure myself accordingly.

Hughes can't drink anyway :mrgreen:


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Re: Public Liability (split from vented discs discussions)

Post by philhoward » Thu Jan 28, 2010 2:34 pm

scimjim wrote: Hughes can't drink anyway :mrgreen:
Oh he can - he just can't handle it :wink:


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Re: Public Liability (split from vented discs discussions)

Post by erikscimitardemon » Thu Jan 28, 2010 2:52 pm

philhoward wrote:
scimjim wrote: Hughes can't drink anyway :mrgreen:
Oh he can - he just can't handle it :wink:
Very on topic when talking Public Liability :mrgreen: :wink:


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Re: Public Liability (split from vented discs discussions)

Post by CNHSS1 » Thu Jan 28, 2010 4:01 pm

Erik,
ive been called a 'Liability in Public' before :lol: often by the wife :roll: :lol:

as Jim and Phil have so rudely mentioned :wink: , im a shadow of my former drinking capabilities, but in my defence i havent spent eleventy years developing a CVH/ZVH/Zetec turbo converted SS1 which has yet to turn a wheel or spent the last few years rebuilding a sons trail of broken SS1s, both of which are ideal for driving a man to drink :lol:


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Re: Public Liability (split from vented discs discussions)

Post by geoffp67 » Thu Jan 28, 2010 5:58 pm

erikscimitardemon wrote:[quote="CNHSS1" I do not like alcohol)[/size]
I do - I'll have yours then :D



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Re: Public Liability (split from vented discs discussions)

Post by petesilcock » Mon Mar 15, 2010 12:34 am

Belted reply - somehow missed the thread when it was active.

How do you see my liability when writing up the electric power steering conversion to the Sabre

Do I hold liability as I published how I did it?

For myself - I do would not hold Vauxhall liable for the Corsa column and power unit that I used

but

1. Could I involve them if it went wrong?
2. Could or would my insurance company if I were involved in an incident where money was at stake
3. Could another party who followed my 'how to' article hold me liable for either the design or even their poor execution of the design


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Re: Public Liability (split from vented discs discussions)

Post by geoffp67 » Mon Mar 15, 2010 12:43 am

caveat - I'm not an expert, this is my personal opinion only........
I dont think you can be held liable for other peoples actions. This isnt america. Yet.
Vauxhall would successfully wriggle out of any claim - second hand parts, used out of their design purpose, on it would go. Who could afford to challenge their lawyers in court.
Insurers are also expert at not paying up, make sure you've told them every detail and have an mot test after the work done, then they will find it far harder to quibble.
Most importantly, keep enjoying playing with your toys :D



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Re: Public Liability (split from vented discs discussions)

Post by petesilcock » Mon Mar 15, 2010 12:52 am

agree - but do I publish what I have used and done?

I hope the answer is yes and without a 'standard escape clause' like the BBC local radio traffic - 'when it is safe and legal to do so' caveat that is played on every traffic report.


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Re: Public Liability (split from vented discs discussions)

Post by CNHSS1 » Mon Mar 15, 2010 10:33 am

i dont know the answer Pete, although theres lots of stuff that ive done to improve SS1s that i wont publish now, partly because of the liability issues. Seems a shame when the nett loser is the car owners and Club, but hey ho, gotta be careful these days as you dont know who would take you to task for something done by yourself in good faith.

i have seen lots of aftermarket mods advertised with the 'for off road use only' caveat, basically the supplier/manufacturer circumventing the road leaglity and liability issues i guess.


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Re: Public Liability (split from vented discs discussions)

Post by geoffp67 » Mon Mar 15, 2010 11:03 am

My view is that its ok to publish it as we still have free speech, and no individual is responsible for the actions of others. But I'm not a solicitor making my living from milking the nanny-state and the vulnerable.
However I also understand that most of the silly get-out clauses have little or no value in English law, and are put there to make people feel better or to intimidate others from pursuing their rights.
My suggestion is this - dont put too detailed a guide on your pages, just in case you make a mistake like "wire the green to the red and watch the pretty sparks". You arent a Haynes manual. Make it a list of ideas that work for you, leave it to the competancies of others to play at their own risk. What you are publishing is a blog, a personal diary, a set of personal opinions (like mine here). Say so in the small print if it makes you feel better, sadly it might cover you one day.
There loads of drivel on the internet, most of it is simply grafitti. As long as you dont make out to be an "expert" in your field, such as automotive engineer, you should be ok ?

But please tell us - we want to know - we all like to know how to do things, even if we dont do them.

As there is some discussion on this, are things published on the clubs website covered by the clubs public liability insurance ? I bet they dont need to be.
Can the clubs solicitor refer us to some precedent to confirm my guess ?



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Re: Public Liability (split from vented discs discussions)

Post by scimjim » Mon Mar 15, 2010 11:11 am

No - I don't think that the contents of the website are specifically covered by our PLI, in the same way that the contents of Slice aren't - hence the disclaimer in every edition.

The site small print (the opinions expressed on this website, blah, blah, blah) is currently in draft - I will get it posted this week.


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Current: SE5 (8Ball), TI SS1 (snotty), 1600 SS1 (G97), 1600 SS1 (C686CCR), 2.5TD SE5a (diesel 5a), 6 x random other SS1s.
Previous: SE5, 3 x SE5a, 2 x SE6a, 3 x SE6b, GTC, 2.9i GTC, 3 x 1600 SS1, 1300 SS1, Mk1 Ti Sabre, Mk1.5 CVH Sabre
Chief mechanic for: 1400 K series SS1 (Megan3), 1400 CVH EFi SS1 (Grawpy), Sabre/MX5 auto (The Flying Broomstick),
1300 SS1 (Number One) & Sarah's coupe.
CURE THE FAULT - NOT THE SYMPTOMS

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